Grow in every season, with the right mortgage for you.

Whether you’re settling in, starting over, or moving up, we’re here to help with mortgage solutions that grow with your life.

haventree bank

What brings you here today?

Applying for a mortgage

Explore our mortgage options and see how we can help you secure the right financing for your home.

Mortgages

I’m a Mortgage Broker

We support dedicated brokers like you. Connect with our Business Development Managers to get started.

Broker

Make a deposit

Help your clients grow their savings and strengthen their financial future with our competitive Guaranteed Investment Certificates (GICs).

Deposits

Looking for support

Whether you’re renewing, refinancing, or just have a question, our Client Care team is here to help.

Support

OUR APPROACH

Grow in every season

Empathetic lending that grows with your story.

Self-employed? Credit challenges? Navigating life’s curveballs? We look beyond the numbers to see you.

Our guiding principle

We aim to say 'yes'.

When we review an application, we dig deeper to understand your full story and work hard to help you hear the ‘yes’.

Working together

More than just a lender, we’re a partner.

Financing a home can be stressful, especially when timing is tight. That’s why we work closely with your Mortgage Broker to move forward with as little friction as possible.

Our team

Customer service that puts people first.

Our team leads with empathy. Whether you're facing uncertainty or celebrating a win, we’re here with real support that treats you like a person, not a file.

OUR CLIENTS

Their stories

Who is Haventree Bank for?

Growth takes time. Life takes turns. You deserve a mortgage partner who sees not just your credit score, but your story.

Bruised credit

Through the tough seasons, we work to provide solutions so you can keep growing. 

We all face tough seasons. If your credit’s been bruised, we’ll take the time to understand what happened and help you find solutions that protects both your home and your future.

Competitive rates

Great rates, built for real life.

Whether you're buying your next home or investing in your future, we offer alternative lending options at competitive rates, so you don’t just move, you move wisely.

Business owners

You’ve built a business. Let’s help you buy a home. 

Entrepreneurs don’t always fit into neat financial boxes. That’s why we take the time to understand your unique income story and try to find a lending solutions that works for you.

At Haventree, we’re with you through every season of life.

HOW IT WORKS

Let’s dig into the process

Ready to get started?

We work directly with Mortgage Brokers to offer you the right mortgage solution.

01

Find a Mortgage Broker.

If you already have a broker, perfect! If not, use our Find a Broker tool to connect with one in your area.

02

Your broker submits your application.

Your broker will handle the submission of your application for review. A few initial documents will be needed to get things started (like a paystub, job letter, or ID).

03

We review your application.

Our team of underwriters will carefully review your application and work with your mortgage broker to make sure everything is in order. If your application meets our lending guidelines, we will send a commitment letter to your Mortgage Broker, which may include conditions or requests for more information.

04

Final step: closing.

Once all conditions in the commitment letter are met, you’ll be ready to move forward. You’ll meet with your lawyer/notary to sign the final documents and pay your down payment. On closing day, your lawyer will coordinate with our team to release the funds, and you are closed!

FAQs

Have questions? We’ve got answers

First-time buyer or seasoned homeowner, we’ll guide you every step of the way.

Explore our FAQs and get the confidence you need to make smart, informed decisions.

See all FAQs

WHAT’S NEXT

Your mortgage journey starts here.