haventree bank
Our approach
Empathetic lending that grows with your story.
Self-employed? Credit challenges? Navigating life’s curveballs? We look beyond the numbers to see you.
Flexible terms and products
Mortgage solutions that match your life.
We provide a variety of solutions for our members. Whether you have challenges finding financing or you’re looking for competitive rates on your next property, ask your broker about Haventree Bank.
Our process
We aim to say ‘yes’.
When we review an application, we dig deeper to understand your full story and work hard to help you hear the ‘yes’.
Your story
A team that understands your story.
From self-employment to credit challenges, life doesn’t always follow a straight line. We listen, we adapt, and we support you every step of the way.
At Haventree, we're with you through every season of life.
MORTGAGE GUIDES
Guidance for every season of life.
Our guides will walk you through the next steps, the benefits, and the key things to consider when researching for a mortgage.
MORTGAGE PRODUCTS
Fixed-rate mortgages
Your rate stays the same, even when life doesn’t.
Your monthly payments stay consistent throughout your mortgage term. → 1-, 2-, 3-, or 5-year terms → Same annual percentage rate throughout Terms apply
Convertible Mortgage
Room to move, lock in when it feels right.
Our Convertible Mortgage creates flexibility and empowers you with greater control over your mortgage rate options. → 12-month mortgage → Convert to a new mortgage without penalty Terms apply
HOW IT WORKS
Ready to get started?
We work directly with Mortgage Brokers to offer you the right mortgage solution.
01
Find a Mortgage Broker.
If you already have a broker, perfect! If not, use our Find a Broker tool to connect with one in your area.
02
Your broker submits your application.
Your broker will handle the submission of your application for review. A few initial documents will be needed to get things started (like a paystub, job letter, or ID).
03
We review your application.
Our team of underwriters will carefully review your application and work with your mortgage broker to make sure everything is in order. If your application meets our lending guidelines, we will send a commitment letter to your Mortgage Broker, which may include conditions or requests for more information.
04
Final step: closing.
Once all conditions in the commitment letter are met, you’ll be ready to move forward. You’ll meet with your lawyer/notary to sign the final documents and pay your down payment. On closing day, your lawyer will coordinate with our team to release the funds, and you are closed!
FAQs
Mortgages can feel complicated, but they don’t have to be.
Explore our FAQs and get the confidence you need to make smart, informed decisions.
See all FAQsWHAT'S NEXT
