Home Warranty Program

At Haventree Bank, we’re committed to making things easy and worry-free. We also want to keep your family protected. That’s why we have arranged for many of our mortgage clients to be able to receive complimentary coverage under the EncompassTM Home System Warranty Program. Systems such as Central and Water Heating, Air Conditioning, Electrical and Plumbing will all be safe with us.

Whether you are moving to a new home, transferring or renewing an existing mortgage, unexpected repair costs are never welcome. With the Encompass Home System Warranty Program, you’ll receive1:



  • $10,000/year in system repairs
  • $50 consultation fee per incident
  • Parts & labour, emergency overtime, after-hour charges are covered

Eligible Systems

  1. Central Heating and Air Conditioning
  2. Electrical Systems
  3. Water Heater
  4. Plumbing
  5. Gas Fireplaces
  6. Owned Hot Water Heaters/Tanks
  7. Water Softeners
  8. Heat/Energy Recovery Ventilation Units

You may cancel your participation at any time, with no cost

Should the repair technician need to break through a wall, ceiling or floor to repair your central heating/air conditioning or electrical system, they will put things back the way they found them, exclusive of decor. Re-decorating decisions, such as repainting a wall, will be left to owners as it will be impossible to match current patterns or colours.

Enroll in Home Warranty

When signing your Haventree Bank mortgage commitment or renewal document, make sure you check the box to enroll for the Home Warranty Program.

Shortly after your mortgage closes or renews, you’ll receive your certificate that provides a complete description of the benefits of the Program. Please read it carefully and keep it in a safe place for future reference.

1This Program is provided by Aviva Warranty Services Inc., a member of the Aviva Canada group of companies. Encompass Home Service Corp. is the Program administrator. The first one year of coverage is courtesy of Haventree Bank. The information contained in this document is only an outline of coverages available and is not intended to be a legally binding agreement. For exact terms, conditions, limitations, exclusions and extensions, please refer to the certificate wording. This Program is available to residents in the province of Ontario only.

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