Grow your savings with 2.50%* interest

The Everyday Growth Account combines the features of a chequing account with the earning power of a high-interest savings account, all with no monthly fees or minimum balance.

haventree bank

Why Canadians choose the Everyday Growth Account

We're helping Canadians build healthier financial habits and earn interest without sacrificing access to their cash.

Earn on your everyday balance

Get 2.50%* interest on money you use every day.

Bank with no monthly fees

No monthly fees. No minimum balance requirements.

Multiple accounts. Stay organized.

Open up to 8 accounts and create separate spaces for bills, savings goals, vacations, taxes, and more.

Joint Accounts

Bank together with shared access and visibility.

Easy payments and transfers

Enjoy free Interac e-Transfer®, fast money movement, and seamless bill payments.

Link your other bank accounts

Easily connect external accounts to move money in and out.

Multiple Accounts Feature

Know where you're earning, saving and moving money.

Multiple Accounts. More control over every dollar.

Create up to 8 accounts and give each one a purpose, helping you stay organized, save with intention, and manage your money with confidence, while continuing to earn interest across your balances.

Open multiple accounts. Organize with confidence.

Create up to 8 personalized accounts and give each one a custom name, like Bills, Vacation, Mortgage, Taxes, or Savings, so every dollar has a purpose.

Organize your money your way

Separate your income into dedicated accounts for spending, savings goals, upcoming bills, or future plans.

Keep every dollar working

Your balances continue earning interest across all eligible accounts, helping your money grow while staying ready for everyday life

Download the Haventree Bank App

Clients can explore Haventree Banks's new mobile app, available today on iOS and Android.

More than half of Canadians (53%) do not save regularly for unexpected expenses.

This information comes from the preliminary findings in the FCAC’s Financial Wellbeing Findings**.

Many Canadians face challenges managing day-to-day expenses, saving for unexpected costs, and staying on top of financial goals. The Everyday Growth Account was designed to help.

With the ability to separate your money into dedicated accounts while continuing to earn interest, it's easier to build an emergency fund, stay on top of bills, and save for what's next.

49%

of households lack sufficient emergency savings.

36%

struggle with day-to-day bills

27%

run out of money by month's end

Earn

Earn 2.50% on your balance*

Grow your money while keeping it available for everyday spending and savings goals. No monthly fees, no minimums, no direct deposit required.

Save

Stay organized and save with purpose

Create dedicated savings accounts for goals and automate healthy financial habits.

Move

Pay, transfer, and manage money easily

Send Interac e-Transfers®, pay bills, and transfer funds between Canadian financial institutions.

Account Features

Simple ways to share, move and manage your money.

Joint Accounts

Whether you're paying household bills, saving for a shared goal, or managing everyday expenses, a joint Everyday Growth Account gives both account holders full visibility and equal access to their money.

Full shared access

Simplified payments

No monthly fees

Transfer money between financial institutions

Move money between your Haventree Bank account and linked Canadian bank accounts with ease. Whether you're funding your account, transferring larger sums, or managing cash flow, you can do it all digitally.

Up to $100,000 per transfer

Takes up to 5 business days

Send money in minutes

Send and receive money across Canada using free Interac e-Transfer®. Whether you're splitting a bill, paying a friend, or sending money to family, transfers are quick, secure, and easy to manage.